Budgeting
Budget every dollar, roll with the punches, and hit your goals.
- Budgets & CategoriesLearn how to create and manage budget categories in Zerosum. Organize your spending with category groups and budgets.
- Budget GoalsZerosum goals pair a frequency with a behavior: Budget another, Refill up to, or Reach a balance, from weekly to yearly, by a date, or open-ended.
- Side PanelThe budget side panel shows breakdowns, goals, Money Moves, trends, and notes for the month or categories you're viewing. Reorder and collapse sections to fit your workflow.
- Analytics & ReportsUnderstand your finances with Zerosum analytics. Explore spending, income, net worth, forecasts, custom dashboards, and more.
- Set aside for next monthSet aside income for next month on a transaction, as an income category's default, or from Ready to Budget, and budget a month ahead in Zerosum.
- Carry Over Negative BalancesChoose where cash and debit overspending lives. Credit-card-funded overspending stays on the card.
- Multiple BudgetsLearn how to use multiple budgets in Zerosum. Create separate budgets for different financial goals or accounts.
- Overview PageSee your budget at a glance on the Overview page: what needs attention, the widgets, the spending comparison, and how to customize the layout.
- Budget time zoneHow a budget's time zone decides when each day starts, where it comes from, and what happens when the owner changes it.